IRA Rollover and Recharactization

If you are doing an Roth IRA conversion, where you are taking money from a traditional or rollover IRA to a Roth IRA, heed this advice. Open a new Roth account and then rollover the stocks. This will save you a bunch of headache in case you need to do a recharactization (undo the rollover by moving the Roth IRA back to traditional or rollover IRA).

Using a new Roth IRA when recharacterizing makes the conversion easier because then you don’t have to worry about any calculations like calculating the earnings.

Cambodia travel tips

Cambodia Visa: Took a flight from Taipei to Phnom Penh. I did my visa online but it isn’t really necessary. You can just do it at the airport and the line wasn’t that long.

Screw the buses take a shared minivan:  Lonely planet recommended taking the bus.  From Phnom Penh to Siam Reap I took the Mekong Express and it was OK. It’s not an upscale bus, it’s an older bus from japan, but upscale bus because they give you a hot towel, water, and some bread. I’d say there is a better option.  There are companies that you can buy a seat on a minivan type car.  The car is much newer than the bus, seats look much more comfortable and probably faster too. Same price range too. Didn’t know of this option until I was in cambodia.