{"id":143,"date":"2013-04-12T15:56:55","date_gmt":"2013-04-12T23:56:55","guid":{"rendered":"http:\/\/www.mitchellfang.com\/?p=143"},"modified":"2013-04-12T15:56:55","modified_gmt":"2013-04-12T23:56:55","slug":"ira-rollover-and-recharactization","status":"publish","type":"post","link":"http:\/\/blog.mitchellfang.com\/index.php\/2013\/04\/12\/ira-rollover-and-recharactization\/","title":{"rendered":"IRA Rollover and Recharactization"},"content":{"rendered":"<p>If you are doing an Roth IRA conversion, where you are taking money from a traditional or rollover IRA to a Roth IRA, heed this advice.  Open a new Roth account and then rollover the stocks.  This will save you a bunch of headache in case you need to do a recharactization (undo the rollover by moving the Roth IRA back to traditional or rollover IRA).<\/p>\n<p>Using a new Roth IRA when recharacterizing makes the conversion easier because then you don&#8217;t have to worry about any calculations like calculating the earnings.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you are doing an Roth IRA conversion, where you are taking money from a traditional or rollover IRA to a Roth IRA, heed this advice. Open a new Roth account and then rollover the stocks. This will save you a bunch of headache in case you need to do a recharactization (undo the rollover &hellip; <\/p>\n<p class=\"link-more\"><a href=\"http:\/\/blog.mitchellfang.com\/index.php\/2013\/04\/12\/ira-rollover-and-recharactization\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;IRA Rollover and Recharactization&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[13],"tags":[80,104,107,126],"_links":{"self":[{"href":"http:\/\/blog.mitchellfang.com\/index.php\/wp-json\/wp\/v2\/posts\/143"}],"collection":[{"href":"http:\/\/blog.mitchellfang.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/blog.mitchellfang.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/blog.mitchellfang.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/blog.mitchellfang.com\/index.php\/wp-json\/wp\/v2\/comments?post=143"}],"version-history":[{"count":0,"href":"http:\/\/blog.mitchellfang.com\/index.php\/wp-json\/wp\/v2\/posts\/143\/revisions"}],"wp:attachment":[{"href":"http:\/\/blog.mitchellfang.com\/index.php\/wp-json\/wp\/v2\/media?parent=143"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/blog.mitchellfang.com\/index.php\/wp-json\/wp\/v2\/categories?post=143"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/blog.mitchellfang.com\/index.php\/wp-json\/wp\/v2\/tags?post=143"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}